Are you aware not all Orange mobile phone insurance is the same?
Various insurance firms have different degrees of protection. Quite a few might include loss safeguards although some may exclude this in their cover.
One particular item which is incorporated into many insurance plans is protection from fraudulent calls that may be charged to your phone account should your mobile phone be stolen or lost.
However, you could think that fraudulent phone call cover would all be the same, however, you will be forgiven for thinking that. Simply put, lots of the fraudulent call components of a lot of the bigger iphone insurance providers isn’t of any value to the customer what so ever, this is because of a silly little condition which the big boys of insurance write within their fine print.
Basically, they’re going to add a condition that the fraudulent call element of the insurance policy will only come into action after the individual has reported the phone missing to the mobile phone network provider. In laymans terminology, this really is of no use at all because it is only effective after you have reported the loss to your mobile phone network, who will instantly block out the sim card so no calls can be made at all.
This will make this call protection of absolutely no real value or advantage what so ever for the customer.
Some insurance agencies will suggest that they offer you 10,000 Sterling worth of fraudulent call protection as a selling feature for their insurance cover, however it’s of no gain.
Various other phone insurance providers will offer you legitimate fraudulent call cover that’s valid from the moment you lose your handset, but typically only provides a lower capital cover value, but this could certainly help if a criminal build up the telephone bill on your monthly contract.
Why not compare handset insurance policies here: http://iphoneinsurance.org
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